If you manage your own investments across several brokerages, the hardest part usually isn’t picking stocks — it’s seeing the whole picture and making your holdings work harder without taking on a second job. Avnia Wealth was built for exactly that: it brings every account into one clear view and proposes a monthly income plan — conservative covered calls on stocks you already own and want to keep — with guardrails you set once and every action approved by you.
This FAQ walks through how Avnia works, how it keeps your data secure, and what it costs.
Quick Summary
- One clear view: Connect your brokerages by secure login or CSV and see your allocation, cash, and positions across every account in a single dashboard.
- A monthly income plan: Get covered-call proposals on stocks you own and want to keep — conservative strikes, sized to your guardrails, explained in plain English.
- Guardrails you set once: Choose which stocks participate and cap how much of your portfolio earns income. Nothing happens without your approval.
- Oversight without effort: Alerts for expiring options, dividends, concentrated positions, and idle cash — plus plain-English income reporting.
Getting Started
Avnia takes you from scattered accounts to a single view — and a monthly income plan — in a few steps.
Step 1: Connect Your Brokerages
Link your accounts through SnapTrade — a secure brokerage-integration service that uses OAuth-style logins — or upload a CSV export for any brokerage you’d rather import manually. Avnia aggregates your holdings into one place — no logging into three platforms to piece together where you stand.
Placeholder image — the account-connection screen, shown here for illustration only.
Step 2: Review Your Portfolio
Your dashboard opens on a consolidated snapshot: total value, allocation across accounts, cash positions, and concentrated holdings — everything in one place, in plain English.
Placeholder image — the consolidated dashboard view, shown here for illustration only.
Step 3: Set Your Guardrails
Tell Avnia your rules once: which stocks can participate, how much of your portfolio should earn income, and how conservative the strikes should be. These guardrails shape every income plan Avnia proposes.
Step 4: Approve Your Monthly Income Plan
Each month, Avnia proposes covered calls that fit your guardrails — and shows its work in plain English: what you’d collect, what happens in each outcome, and why it fits your rules. You approve what you’re comfortable with and place the trades at your own brokerage.
Placeholder image — a sample monthly income plan, shown here for illustration only.
How Income Plans Work
What goes into a monthly income plan?
Avnia looks at the stocks you own across every connected account, applies your guardrails, and proposes conservative covered calls — typically short-dated, modestly out-of-the-money strikes on stocks you want to keep. Every proposal lists what you’d collect in premium and what happens if the stock rises above the strike, so you’re never asked to act on a black box.
What happens if my shares get called away?
If a stock rises above the strike, your shares are sold at the strike price and you keep the premium. Avnia’s guardrails are designed to keep this rare — conservative strikes on stocks you hold long-term — and you’ll always see this outcome spelled out before you approve anything.
Does Avnia place trades for me?
No. Avnia is a decision-support tool, not a trading platform. It proposes the monthly plan and explains the reasoning, but you approve and execute every trade yourself at your brokerage. That keeps you fully in control of what does and doesn’t happen in your accounts.
Is this financial advice?
No. Avnia provides rule-based, educational recommendations to support your own decisions. It is not a licensed financial advisor and does not provide personalized investment advice — the choices, and the trades, are yours.
Accounts & Security FAQs
How does Avnia connect to my brokerages?
Through SnapTrade, a brokerage-integration service that uses secure, OAuth-style logins — so your credentials go to the brokerage rather than to Avnia. Connections are read-only: Avnia cannot submit orders or move money. For any brokerage you’d prefer not to connect directly, you can import positions with a CSV upload.
Is my data safe with Avnia?
Yes. Your data is encrypted at rest using AES-256 and in transit using TLS 1.2+. And because Avnia never submits orders or moves money, a connected account cannot be traded or withdrawn from through Avnia.
How often does my portfolio update?
Avnia refreshes your portfolio automatically each day, and you can trigger an on-demand refresh whenever you want the latest positions and prices.
Fees & Pricing FAQs
What does Avnia cost?
Avnia offers two plans, Clarity and Income. Clarity gives you the unified dashboard and plain-English reporting across every account; Income adds the monthly income plan, guardrails with one-tap approval, and oversight alerts. See the pricing section on our homepage for details.
Are there extra fees for placing trades?
Any trade you place happens at your own brokerage and is subject to that broker’s commission schedule. Avnia’s subscription covers the dashboard, income plans, and alerts — it doesn’t add a markup on top of your broker’s fees.
Support FAQs
What if I need help connecting an account or importing a CSV?
Email our team at support@avniawealth.com and we’ll help you troubleshoot the connection or the import. We aim to respond within one business day.
Still have a question that isn’t covered here? Reach out through Support and we’ll get back to you, usually within one business day.